Practice Assurance provides a cash lump sum to the business in the event of the death or critical illness of a key person so that the practice can carry on as usual.

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Loan Protection

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• Enables the practice to clear its debts if the owner dies or becomes seriously ill.

• The debts will otherwise be the responsiblity of the remaining shareholders or even the owner's relatives.

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Key Person Protection

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• Covers the loss of a key person through death or serious illness.

• Can be anyone whose skills are critical to the practice.

• Covers the potential loss of contracts and goodwill.

• Protects profits until a suitable replacement is found.

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Shareholder/Partnership Protection

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• In the event of the death or critical illness of a shareholder, funds are received by the other shareholders to buy out the shares from the estate.

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Relevant life and income replacement cover is also available.

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